IUMI 主席表示：尽管地缘政治和技术方面的变化正在重塑市场格局，但海上保险的供应状况依然稳定

Marine insurance supply remains stable as geopolitical and technical changes reshape the market, says IUMI President

EN 原文

Opening the International Union of Marine Insurance (IUMI) annual conference in Rotterdam, IUMI President Frédéric Denèfle said that while the overall market was performing well, insurers needed to remain alert to the forces reshaping global trade and the risks they bring.

中文译文

在鹿特丹召开的国际海上保险联盟（IUMI）年会上，IUMI 主席 Frédéric Denèfle 表示，尽管整体市场表现良好，但保险人仍需对重塑全球贸易的力量及其带来的风险保持警惕。

EN 原文

“The hull and cargo markets have shown growth in terms of premium income, although the offshore energy sector remains relatively subdued,” said Denèfle. “US trade tariffs haven’t caused the disruptions we feared, and the world economy was more resilient than anticipated. But there is considerable uncertainty from increasing war risks, additional capacity bringing greater competition and continued inflationary pressure. This is coupled with ongoing uncertainty around free trade and global commerce.”

中文译文

Denèfle 表示：“船壳险与货物险市场在保费收入方面实现增长，尽管离岸能源板块依然相对低迷。美国贸易关税并未造成我们此前担忧的扰乱，全球经济也比预期更具韧性。但不确定性依然显著：战争风险上升、新增承保能力带来更激烈竞争，以及持续的通胀压力。加之围绕自由贸易与全球商贸的不确定性仍在持续。”

EN 原文

Despite these challenges, Denèfle highlighted the ability of marine insurers to continue providing cover in all of the world’s higher-risk regions. He said the changing geopolitical landscape was also likely to influence the future shape of global trade and, consequently, the risks that marine insurers will be asked to cover.

中文译文

尽管存在这些挑战，Denèfle 强调，海上保险人仍能在全球所有高风险地区持续提供承保。他表示，不断变化的地缘政治格局也可能影响全球贸易的未来形态，进而影响海上保险人将被要求承保的风险。

EN 原文

“As insurers, we must be prepared to insure tomorrow’s trades and trade routes, including those being introduced to avoid areas of tension and conflict,” he said. “We also need to understand the new markets that will inevitably emerge as a result of geopolitical developments.”

中文译文

他表示：“作为保险人，我们必须准备好为明日的贸易与贸易航线提供保险，包括那些为避免紧张与冲突地区而新开辟的航线。我们还需理解地缘政治演变将必然催生的新市场。”

EN 原文

Denèfle also stressed that marine insurers had an important role to play in supporting the decarbonisation of shipping. “Insurers must take a leading position on the decarbonisation of shipping, despite the hiccups we have experienced so far on this journey,” he said.

中文译文

Denèfle 还强调，海上保险人在支持航运脱碳方面发挥着重要作用。他表示：“尽管迄今在这段征程中经历了波折，保险人仍必须在航运脱碳上占据领先地位。”

EN 原文

Technology is another area where Denèfle expects significant change. The rapid development of data standards, digitalisation and artificial intelligence is already beginning to influence how marine insurance operates. “I see a day, not too far in the future, when our sector will be able to offer fully digitised and standardised global cargo insurance certificates that meet the requirements of financial institutions and our customers,” he said.

中文译文

技术是他预期将发生显著变化的另一领域。数据标准、数字化与人工智能的快速发展，已经开始影响海上保险业的运作方式。他表示：“我预见在不远的将来，本行业将能够提供完全数字化、标准化的全球货物保险凭证，满足金融机构与客户的要求。”

EN 原文

Artificial intelligence will also have a growing impact on the sector, he added. “AI is going to change how we operate. It will make us smarter and more efficient, and we will need to embrace and adopt this new technology wholeheartedly.”

中文译文

他补充道，人工智能也将对本行业产生日益增强的影响。他表示：“人工智能将改变我们的运营方式。它将使我们更智慧、更高效，我们必须全心全意地接纳并采用这项新技术。”

EN 原文

While the pace of change is considerable, Denèfle said the marine insurance sector was well placed to respond.“Despite all this change, our sector remains strong, agile and ready to adapt.”

中文译文

尽管变革步伐相当可观，Denèfle 表示海上保险行业已作好充分准备加以应对。“尽管经历所有这些变革，本行业依然强健、敏捷，并随时准备适应。”

EN 原文

Denèfle also used his opening address to recognise the longstanding relationship between IUMI and the Netherlands, which is hosting the conference in Rotterdam this year.

“The Netherlands has hosted our conference no less than five times in recent history and has supplied two IUMI Presidents – Mr Rogaar in 1962 and Mr Kamp in 1985,” he said.

中文译文

Denèfle 还借开幕致辞，肯定了 IUMI 与荷兰的悠久关系——今年大会正由荷兰在鹿特丹主办。

EN 原文

“Throughout their membership, insurance specialists from the Netherlands have contributed hugely to our association through their participation in our technical committees and forums.”

中文译文

“在荷兰作为本联盟会员的整个历程中，荷兰的保险专家通过参与我们的技术委员会与论坛，为联盟作出了巨大贡献。”

EN 原文

He also highlighted IUMI’s continued development over the past year, including an expansion of the Secretariat and further growth in its advocacy, policy, learning and market analysis activities. Source: IUMI

中文译文

他还强调了 IUMI 过去一年的持续发展，包括秘书处扩编，以及其在倡导、政策、学习与市场化分析活动方面的进一步增长。