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数据库国际保赔协会群IG P&I是谁，从哪里来，到哪里去——具备什么结构，输出什么功能
——具备什么结构，输出什么功能
The International Group of P&I Clubs（国际保赔协会群IG P&I）
官网：https://www.igpandi.org ｜
Operating as a mechanism for sharing large maritime claims.
COLLECTIVELY STRONGER
一、它是谁
不是保险公司，不是监管者，不是颁布者，而是：为分摊大额海事索赔而设的机制。「群」是一群各自独立的Clubs，靠Group Agreements连成分摊机制，是「一群人一起动作」
——all Clubs批准、
in collaboration with共办、
in conjunction with联发、
eligible to be covered由群成员确认。
二、从哪里来
从四件「已经发生的事」里长出来：
从哪来 | 首页一格 | 原文钉子 |
大额索赔摊不动 | Baltimore press release | An interimsolution to fund the shortfall was approved by all Clubs within the IG which enabled Britannia and their members, to satisfy the settlement agreement to the satisfaction of the State缺口现补、临时方案、非常设 |
新风险先被接住 | MASS 池化确认 | liabilities arising from…MASS are now eligible to be coveredwithin the Group's pooling arrangements across all levels of autonomy, including fully unmanned vessels确认可纳入，非自动承保 |
行业自己出指南、发数据 | VCSF／Group Data Highlight | VCSF has published…practical framework for…realistic, scenario-based fire response drills发布主体VCSF，IG首页刊载）；pleased to announce the release of its Group Data Highlight |
与别家共办、联发 | 残骸论坛／镍矿通函 | in collaboration with…ISU…IUA…co-hosting；This Circular…in conjunction with INTERCARGO and Roxburgh…recommendations to Members…mitigating the associated risks联名通函给缓释建议，不强制 |
新风险先被接住（MASS）、缺口现补（Baltimore）、指南由行业论坛自己出（VCSF）、论坛与别家共办（ISU／IUA）、通函与货主组织联发（INTERCARGO／Roxburgh）、数据自己发（Group Data Highlight）。
三、到哪里去
不设计、不颁布、不整套输出。到一款款金融产品、一个个法律条款里去，然后不断地更新迭代。
去处：Group Agreements与Correspondent Guidelines。
首页News & Insights是展示与通函，只作线索；
Group Data Highlight是数据。
「规则会被立改废，要旨会更新迭代」：
- IG迭代体现为MASS从「新风险」被确认成eligible to be covered的那一次。
- LMA那页带日期——人会换，纸不会，正是「关系会换人，靠纸进的门下回还引得着」。
- IUMI满屏Updated [Month Year] ，时间跨度March 2024→October 2026。
四、具备什么独特结构
① 有名而无形。叫「群」，不坐实为法人；三焦有名而无形，不争席位。
②三层分开
层 | 内容 | 能不能进卷宗 |
展示层 | 首页7展示位/ 6件（MASS） | 只作线索 |
规则层 | Group Agreements／Correspondent Guidelines | 作准文本看这里 |
数据层 | Group Data Highlight | 不并入前两格 |
跟chinapandi.com／cpiweb.org 两块门牌、船讯网中文站备案主体与国际站缔约主体分开，是同一道规矩——主体与门牌分开。
③分摊而非承保，可援引而不可强制pooling arrangements、all Clubs、interim、recommendations to Members、eligible、practical framework——全是「一群人一起动作」与「给你一件可援引的东西」，没有一条命令。Circular不强制、指南不强制、MASS不自动承保。
④12家成员／约90%或87%的全球吨位占比；
五、输出什么样的功能
对会员：分摊大额索赔（钱怎么摊）、新风险可纳入池化、通函给缓释建议、Correspondent Guidelines给通代规则、Group Data Highlight给数据。
对市场：不颁布标准，但长出可援引件——VCSF消防演习框架、西南太平洋镍矿运输建议、MASS纳入确认、与ISU／IUA共办残骸论坛。没谁颁布它，谁都援得着。
三句自述，三格并列（iumi.com、lmalloyds.com，访问日同）：
自述 | 管的是 | |
IG | Operating as a mechanism for sharing large maritime claims | 钱怎么摊 |
IUMI | IUMI consistently raises professional standards in marine insurance through timely and topical information, statistics and risk expertise.（Lars Lange, Secretary General；We deliver timely information, statistics and risk expertise; education, insights and guidance; effective lobbying; and a variety of debating and networking opportunities.） | 标准怎么长、话怎么递 |
LMA | As the voice of managing agents at Lloyd’s, we connect our members to the insight, influence and infrastructure that they need to support their success in a complex and evolving market. | 替谁说话、把Wordings／Academy／Bulletins那套底座搭起来 |
三者都不是承保人、不是监管者、不是颁布者。
- IUMI：InternationalUnion ofMarine Insurance；Show all latest news×2；This annual document…Data is gathered from a number of agencies including IUMI's own sources and is analysed and presented with some additional commentary；effective lobbying是职能自述。
我们用高技术、重资产、长周期实业思维，做航运服务。
中医治未病，西医动手术。
临摹世界船王、保险人、仲裁员与大法官；
落地通江达海的中国，通各国之货，达人民之币；
落定农耕自然律、海洋道德律、海陆统筹恩典律。
The Maritime Commerce Institute lectures on ships and cargo;the Marine Insurance Institute practices insurance.
We serve the shipping industry with a real-economy mindset:high-technology, asset-heavy, long-cycle.
Traditional Chinese medicine treats disease before it arises;Western medicine performs surgery.
We emulate the world's shipping magnates, insurers, arbitrators and eminent judges;
rooted in a China where rivers reach the sea—
carrying the cargo of all nations, clearing in the people's currency;
anchored in the natural law of agrarian civilization,
the moral law of maritime civilization,
and the law of grace in sea–land coordination.
Yang Yong(Ryan Yang) |International Lawyer/Arbitrator
Focus:Marine Insurance & Ad Hoc Arbitration
39F,Shanghai Tower,501 Middle Yincheng Road,Lujiazui, Pudong, Shanghai
13826454000/18321585360(WeChat:same number)
yangyong@rhymesmarine.com
